The Solution: Compass Debt Relief. Win the battle...and the war.

Compass Credit Services specializes in debt settlement. Our licensed Debt Arbitrators negotiate with your creditors to reduce the total amount you owe. It's the one option that allows you to reduce both your interest rate and your balance, without up-front expense, and without waiting months for legal proceedings. Sounds too easy, right? Here's another fact the credit card companies don't print on your statement: they'd rather settle for less money than have to engage in costly collections proceedings, or worse, run the risk of getting nothing if a person files bankruptcy. How much can you save? We can cut your balances (and your monthly payments) in half. So what's the catch? Your credit report will be affected for as long as you're enrolled in the program. The good news is, it won't be affected as severely as with the other options for debt relief. How long will it take? It depends on how much you owe, but a typical client will emerge from the program debt-free in two to three years. And that's a whole lot better than 29.

Compass: A Fresh Approach to Your Fresh Start

At Compass, we've developed an approach that's unique in our industry. We built our business on one guiding principle: make it easy. We know your situation is hard. We believe getting out of it shouldn't be, and we're here to simplify, not complicate. You'll notice that from the first moment you talk to us: we'll talk in plain language, without the hyped-up sales lingo you'll find elsewhere. When you enroll in the program, you'll see that our approach to debt relief was specifically designed with our customers' situations in mind. As a Compass client, here are some of the service features you'll enjoy -- things you won't find anywhere but Compass:

• Easy enrollment. Our streamlined enrollment process means you get started fast and hassle-free. No up-front credit check. No thick stack of forms to complete. No trips to the copy center, the notary, or the certified mail counter at the post office. You have better things to do. We understand that.

• No money required up front. Here's another important thing we understand: the issue is the money. Our service fees are deducted from your payments starting with your first payment. You pay us no money now, when you need it most.

• Relief is immediate. As soon as you enroll, your monthly cash outflow changes. For the better.

• You pick the start date. When you enroll in our program you decide when you want to begin paying on your new plan.

Getting Started ...